How much can I borrow?
Loans up to $5,000
What loan terms are available?
3 - 48 months
What Fees and Charges Apply?
Base fee of $100.00 plus the variable component which is subject to other conditions i.e. time spent
Am I eligible to apply?
As long as you're earning above $450.00 per week net.
What ID do I need?
Drivers licence, proof of income, 90 day bank statement, vehicle registration or renewal, a bill.
When do I get the money?
Money paid to your bank account today.
Weekly, fortnightly or monthly.
How do I save money?
You can pay extra. There are no penalties for making lump sum payments repaying your loan sooner or increasing your repayments. In fact by repaying your loan sooner you will save money on interest.
How many loans can I have?
The government has imposed a limit on the number of loans (2) you can take out with all or any lender in a 90 day period.
What if I receive centre link?
If you receive 50% or more of your income from a government benefit, the amount you can borrow and the term of the loan (number of days) may change due to a government imposed limit on the amount of money that can be used to make payments from your income.